The American Red Cross, the American Institute of Certified Public Accountants (AICPA) and the National Endowment for Financial Eduction (NEFE) wants to make sure that you are prepared when the next disaster strikes, not just physically but also financially.
In a joint effort, the three organizations have put together a 52 page guide entitled “Disasters and Financial Planning – A Guide for Preparedness and Recovery” that you can download for free.
The guide contains 6 chapters that cover the following:
Chapter 1: Making a Disaster Plan
Chapter 2: Protecting Your Property
Chapter 3: Protecting Your Health and Life
Chapter 4: Protecting Your Loved Ones
Chapter 5: Protecting Your Records
Chapter 6: Recovering from a Disaster
We can all hope that we never actually have to make use of this document but, if disaster strikes, you’ll have a lot more peace of mind knowing that you are in fact, ready.
A video of a gun attached to a drone and firing has put renewed emphasis on drone safety.
The video was uploaded to youtube by 18 year old Austin Haughwout and has already been viewed over 3 million times. It was only a matter of time before someone figured out how to make drones fire guns or drop bombs and everyone knows it.
Inn Connecticut, for example, a state Senate bill was unanimously passed this year that would effectively outlaw the use of fire arms on drone, either by the general public or by the police. Time ran out in the legislative session before the bill could be passed but it’s on the top of the “Must get to immediately” list when the new session starts up again in February.
Part of what’s ironic is that the Connecticut police chief Anthony Salvatore has been studying the issue for 2 years now. While they were studying the issue Austin Haughwout was building one.
While the video has had everyone up in arms (pun intended), it was determined the Austin hadn’t actually broken any laws which is, in itself, a big reason why we need to put some laws in place before it’s too late.
Did you know that July is the deadliest month of the year? Fatalities increase by up to 11% over the mean yearly average.
- Increased road traffic as families goes on vacation means more accidents and more fatalities
- As temperatures rise more and more people, especially children, try to cool off in pools, lakes, rivers and in the ocean. This means an increase in drownings.
- Finally, speaking of rising temperatures, heat waves like the one that we’ve been experiencing across much of the country means increased deaths due to heat strokes.
All of the above are preventable. Driving more carefully and patiently, paying more attention to children when they are around water and following basic safety precautions as relate to heat stroke can make July as safe as any other month.
In 1974 the U.S. Consumer Product Safety Commission planned on distributing 80,000 lapel buttons promoting toy safety. They were recalled because they had sharp edges, contained lead paint and posed a choking hazard. That’s irony!
Car manufacturers have made great strides in helping drivers survive crashes. They have, at the same time, extended that safety to the passenger side. We have only to look at drivers and passenger air bags, which often include side airbags, to see this.
In all this time, however, they have, by and large, ignored the back seat altogether. Statistics tells us that you have a 46% greater chance of dying in a car crash when you are riding in the back seat than if you are riding up front, even if you are wearing a seat belt at the time of that crash.
Considering the fact that children aren’t even allowed to ride up front, isn’t it time that we start paying attention to safety measures in the back seat as well?
Some strides have been made (See the 2011 Rear Inflatable Belt, for example) but we still have a long way to go.